You build, fix and keep things running. Let's get you covered.
As a 1099 contractor there's no company plan, and an injury can stop your income. Explore health, accident and disability options that fit hands-on work.
What matters most for contractors & trades.
An injury means no paycheck
If you're hurt and can't work, the lost income is on you. Disability and accident coverage can help replace income and pay costs your health plan doesn't.
Work comes in busy and slow seasons
Uneven months make premiums hard to plan for. Depending on your yearly income, you may qualify for savings on a marketplace health plan.
Care that can't wait
Cuts, sprains and back injuries don't wait for an appointment. Compare how plans cover urgent care and emergency visits.
Options worth a look.
Availability, pricing and eligibility depend on where you live and your situation. Caravan walks you through what's open to you.
- Medical
Individual and family health plans
Coverage for doctor visits, prescriptions, urgent care and hospital stays, for you or your whole family.
- Supplemental
Accident insurance
Pays cash benefits after a covered injury, which can help with deductibles and bills while you heal.
- Income protection
Disability coverage
Replaces part of your income if an illness or injury keeps you off the job.
- Income protection
Life insurance
Protects the people who depend on your income.
See what you qualify for.
Register with Caravan, our benefits partner, to compare the plans available where you live and enroll.
Sound like you?
- Electricians
- Plumbers
- HVAC technicians
- Carpenters
- Roofers
- Painters
- Landscapers
- General contractors
- Handymen
- Welders
Don't see your work listed? If you earn 1099 income, you can still explore every option. See all coverage types
Other independent workers we serve.
Coverage starts with understanding your options.
We'll help you explore available healthcare options and connect you to our trusted partner, Caravan, for plan selection and enrollment.