You work for yourself.Your benefits should work for you.
Explore healthcare options for independent contractors, freelancers, and self-employed professionals, all in one place.
Healthcare options for every independent journey.
Pick the work that sounds like yours to see what matters most for your coverage.
Built for Independent Professionals
Healthcare options designed for how you work.
Trusted Partner
Enrollment through our benefits partner, Caravan.
Explore with Confidence
Clear information and straightforward options.
Ongoing Support
Get help when you need it, even after you enroll.
Coverage starts with understanding your options.
We'll help you explore available healthcare options and connect you to our trusted partner, Caravan, for plan selection and enrollment.
Coverage types you can explore.
Availability, pricing and eligibility depend on where you live and your situation. Caravan will walk you through what's open to you.
Health insurance
Individual and family medical plans, including options for doctor visits, prescriptions and hospital care.
Dental and vision coverage
Stand-alone plans for cleanings, exams, glasses and contacts that you can add to any medical plan.
Supplemental benefits
Accident, critical illness and hospital indemnity coverage that helps with costs a medical plan may not cover.
Life and disability
Protection for your family and your income if you can't work. When you're the business, this matters.
Ready to compare plans?
Register with Caravan, our benefits partner, to see the plans available where you live and enroll.
Three steps from questions to coverage.
Explore your options
Learn about the types of coverage available to self-employed people, in plain language.
Connect with Caravan
Register with our benefits partner, Caravan, to compare plans and pick the one that fits.
See what you qualify forEnroll and get support
Complete enrollment through Caravan, and reach out any time you have questions after you're covered.
Benefits for the people who file a 1099.
Ten99 Benefits is a service of 1099 Solutions LLC. We built it because people who work for themselves don't get a benefits package handed to them, and finding coverage on your own can feel like a second job.
Our role is to make your options easy to understand, then connect you with our partner, Caravan, who handles plan selection and enrollment.
Real benefits.
- Who
- Contractors, freelancers, gig workers, consultants and small business owners
- What
- Healthcare education and connection to coverage
- Partner
- Caravan, for plan selection and enrollment
- Company
- 1099 Solutions LLC
Common questions.
Who is Ten99 Benefits for?
Anyone who earns 1099 income: independent contractors, freelancers, gig workers, real estate agents, consultants and solo business owners.
Does Ten99 Benefits sell insurance?
No. We help you understand your options and connect you with our benefits partner, Caravan. Plan selection and enrollment happen through Caravan.
Does it cost anything to explore my options?
Exploring options with us is free. You only pay premiums for any plan you choose to enroll in.
How do I sign up?
Select See What You Qualify For on this page. You'll register on Caravan's site, where you can compare plans and enroll.
When can I enroll?
Some coverage is only available during open enrollment or after a qualifying life event, such as losing other coverage, moving or having a baby. Other products can be bought year-round. Caravan can tell you what's available to you now.
Can I get help after I enroll?
Yes. Reach out any time with questions about your coverage, billing or changes to your plan.
Talk to us about your coverage.
Tell us a little about your work and we'll follow up to help you explore your options.